AverageMoneyJoeMD

Somewhere Between YOLO and Frugal

Emergency Medicine Physician documenting his journey on paying down debt and living a balanced life.

@Averagemoneymd

My Travel Credit Card of 2022: Capital One Venture X. Click for Referral

2 thoughts on “AverageMoneyJoeMD”

  1. Hi,

    Thank you for sharing so much about your financial journey. I’m a fellow physician with a similar trajectory in regards to net worth and cash flow. Out of curiosity, why are you carrying so much credit card debt? It seems like you have enough cash flow to handle paying things off every month. Thanks.

    Patrick

    1. AverageMoneyJoeMD

      Hey Patrick,

      We moved in a new house last year, thus had a lot of expenses (IE: furniture). I opened up two 0% CC last year to pay for these, I’ve since paid them all down now in June 2025 and we don’t carry any cc debt anymore. thanks for following!
      Mike

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