April Total Income: Definitely a lower income month for us. We had family visiting the beginning of the month and then took a vacation the last week of the month so really only had two weeks of full work. Thankfully the stock market rebounded significantly this month. Expenses This is our first month with our …
March Total Income: I ended up skipping last month’s update, had a lot going on. I honestly was debating whether or not to continue on with this blog. We reached a lot of milestones and now seem to get more trolls as we move along our financial journey. I did get some encouragement online about …
January Total Income: We are off to a good start for 2026, my wife got three paychecks this month so her income ended up being a little higher than usual. I continue to work several “PRN” or part-time jobs via telemedicine and various local ER gigs. So far, I am much happier with this hybrid …
About me: I am a full-time emergency medicine doctor a few years out of residency (finished in 2020, currently 37 years old). I currently work in various emergency departments as a 1099 contractor and have a few telemedicine side gigs. I am married to my beautiful wife, Mrs. AMJ and have one child. I created …
November Total Income: November has been our lowest income month by far. We took a lot of time off in October and early November for vacation and family time so I didn’t work much resulting in a lower November paycheck. HYSA is now down to 3.6% yield, just a year ago, they were over 5%. …
October Total Income: October 2025 was my first month working as a “part-time” ER doctor. I only worked 7 clinical shifts and did a bit of telemedicine on the side. We also took almost two weeks off for vacation and my son’s birthday party which was honestly, wonderful. Thus, our income dipped a bit this …
September Total Income: September was my last month working “full time” in emergency medicine. I am still planning to work about half time (IE: around 8 shifts a month) in the emergency department and then will be supplementing with some telemedicine work. This will likely drop my income a bit, but I think we are …
August Total Income: August kept us busy, still working a full schedule of shifts, I didn’t have a lot of time to do telemedicine in July thus my income from that is down otherwise standard month for us as far as our income. Expenses Nothing major this month, still make minimum payments on our mortgage …
July Total Income: July was a good month (its my birthday month!). Still ended up working a lot of shifts but had a little mini vacation for my birthday and overall was good. July will be my last month of working “extra” EM shifts as I make a transition to more part-time/PRN work. I am …
June Total Income: A family member died. I had to take time off. It sucks. That’s all there is to say for this month. Expenses Had some extra travel expenses added to the credit card for this month, otherwise it was a typical spending month for us. Investments I received approximately $232,000 in inheritance mainly …