September Total Income: Ended up picking up a few extra shifts this month to help out some colleagues. I also got fiscal year-end bonus from one of my jobs, thus got an extra $10k boost to my usual income. Telemed has been on the back burner as life has been busy on days off between …
August Total Income: Another busy month for our household. Because of vacation/shift schedules, I did not end up doing much telemedicine this past month so income has been much lower. Expenses Lots of expenses this month, continue to have a lot of maintenance expenses with house, boat, pool, cars, etc. I am looking forward to …
July Total Income: My wife got paid three times in July (lets goo). We ended up having a fun month with one week of a staycation with friends and then also another trip to the Midwest for a wedding and family. I ended up working 12 shifts this month as I was asked to work …
June Total Income: Another busy month for us, I ended up working 13 clinical shifts this month as the ER groups I work for are super short staffed and begging for work. My director called me and offered increased pay to do so. That meant I did very little telemedicine this month as we had …
May Total Income: Another month with our income on the lower side. I’ve honestly probably never been happier in the past few months despite a decent pull back in our income. Having moved to half time clinical shifts in the emergency department allows me to get out of night shifts (which I hate). Most recently, …
April Total Income: Definitely a lower income month for us. We had family visiting the beginning of the month and then took a vacation the last week of the month so really only had two weeks of full work. Thankfully the stock market rebounded significantly this month. Expenses This is our first month with our …
March Total Income: I ended up skipping last month’s update, had a lot going on. I honestly was debating whether or not to continue on with this blog. We reached a lot of milestones and now seem to get more trolls as we move along our financial journey. I did get some encouragement online about …
January Total Income: We are off to a good start for 2026, my wife got three paychecks this month so her income ended up being a little higher than usual. I continue to work several “PRN” or part-time jobs via telemedicine and various local ER gigs. So far, I am much happier with this hybrid …
About me: I am a full-time emergency medicine doctor a few years out of residency (finished in 2020, currently 37 years old). I currently work in various emergency departments as a 1099 contractor and have a few telemedicine side gigs. I am married to my beautiful wife, Mrs. AMJ and have one child. I created …
November Total Income: November has been our lowest income month by far. We took a lot of time off in October and early November for vacation and family time so I didn’t work much resulting in a lower November paycheck. HYSA is now down to 3.6% yield, just a year ago, they were over 5%. …