April Total Income:
Busy month, this was my highest income month ever, making over 56k, mainly thanks to continued solid telemedicine income. I also worked 17 shifts in the ED, it is just not sustainable in the long run with trying to also balance my family life at home. I feel I’m financially getting to place that I can work a little less. I asked my main job to drop my hours starting in July and hopefully that will help.
Expenses
Nothing major in expenses, credit card bill a little higher than usual as I got my wife a birthday present
Investments
After a punishing start to the month with tariff/trade wars, the market has been recovering nicely. Still negative for the year, but I have been buying the dips along the way.
My wife’s 401k is fully funded, she is now working on her 457. I am funding my DB plan for this year to 75k, I now have 30k left and my retirement savings will be finished for the year.
Investment Accounts:
A nice jump of over 100k for the month, I’ll take it!
My Financial Goals for 2025
- Hit $2 Million in investments. Now seems far away with the market drop and pulling money out to pay my debt, but time will tell!
- DONE- PAID OFF IN FEBURARY!!!! Pay off remaining student loans. I start the year with ~$95k left in student loans refinanced to 1.1%. I know mathematically it makes zero sense, but I only have two years left on them regardless. I plan to fully fund my retirement accounts in the first quarter of 2025 and then have them gone by midway through the year.
- Work less? I said that last year, didn’t happen.
- I emailed my main job and asked to drop my hours…tbd
-AMJ