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Early career emergency doc documenting his financial journey. Somewhere Between YOLO and Frugal

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  • AverageMoneyJoeMD
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Six Times: Why I kept refinancing my Student Loans

Uncategorized / By AverageMoneyJoeMD

I graduated medical school in 2020 with approximately 234k in federal student loan debt @ about 6% and 24k in private loans from my medical school (5%), totaling around 258k. By the time I graduated in 2020, they had peaked to around 281k. (I made minimum payments and sometimes extra payments on them.) I made …

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Overview of my 2022 Finances

Uncategorized / By AverageMoneyJoeMD

This is somewhat of a mid to late year 2022 summary as I began documenting my financial journey. I am an emergency physician two years out of residency and documenting my journey to pay down debt, build wealth but at the same time find time to live a more balanced and happy life. My personal …

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