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Early career emergency doc documenting his financial journey. Somewhere Between YOLO and Frugal

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  • AverageMoneyJoeMD
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May 2025 Update

Leave a Comment / Uncategorized / By AverageMoneyJoeMD

May Total Income: Another typical busy month had family visiting the beginning of the month, so all my work was packed into three weeks. Telemedicine work continues to go well, hope it can continue on. Expenses Fairly typical month, I had to renew some of my licenses for work thus credit card bill is a …

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April 2025 Update

Uncategorized / By AverageMoneyJoeMD

April Total Income: Busy month, this was my highest income month ever, making over 56k, mainly thanks to continued solid telemedicine income. I also worked 17 shifts in the ED, it is just not sustainable in the long run with trying to also balance my family life at home. I feel I’m financially getting to …

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March 2025 Update

Uncategorized / By AverageMoneyJoeMD

March Total Income: Another solid month of lots of work for the both of us, still blows my mind that we make 50-60k a month now as that’s what I’d make for an entire year as a resident. Expenses Fairly standard month for us, we booked a vacation for the fall on our credit card …

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February 2025 Update

Uncategorized / By AverageMoneyJoeMD

February Total Income: Busy month of work and shifts. My telemedicine gig is going really well and I’m making good money from it. Hope that can continue because its allowing me to drop some of my clinical shifts. But as I know from experience, a lot of the telemed gigs can go belly up quick …

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January 2025 Update

Uncategorized / By AverageMoneyJoeMD

January Total Income: We had a great start to the year. My wife got paid three times in January and she is aggressively funding her retirement accounts to start the year. I had a solid month, busy with shifts, I am doing more telemedicine and providing a surprisingly high income which I’m happy with for …

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How we spent 600k in 2024

Uncategorized / By AverageMoneyJoeMD

About me: I am a full-time emergency medicine doctor a few years out of residency (finished in 2020, currently 36 years old). I am currently working as a full time 1099 independent contractor with a few side hustles here and there. I am married to my beautiful wife, Mrs. AMJ and have one child. I …

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November 2024 Update

Uncategorized / By AverageMoneyJoeMD

November Total Income: We had pretty much two separate weeks of various friends and family visiting this month which means the two weeks I had off, I was essentially working non stop and had some long stretches. Hope I can stop doing that in the future, but for now, I can still physically do it …

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October 2024 Update

Uncategorized / By AverageMoneyJoeMD

October Total Income: We had a few small trips planned this month however they ended up getting cancelled due to weather (IE Florida hurricanes) thus we both ended up picking up a few more shifts. I also started a new telemedicine gig last month and got my first paycheck from that. Expenses Fairly standard month …

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September 2024 Update

Uncategorized / By AverageMoneyJoeMD

September Total Income: My income is down a little bit this month as we took a vacation for a week thus worked a few less shifts. Otherwise nothing major to write about this month regarding income. I’m holding a lot of cash right now for my taxes and further retirement contributions so my HYSA interest …

September 2024 Update Read More »

August 2024 Update

Uncategorized / By AverageMoneyJoeMD

August Total Income: Busy month of shifts, we didn’t have any major plans this month so we both ended up working a lot. The next few months, we have vacations or friends visiting so planning to kick back a little bit to a more normal schedule. Expenses Major expense this month was our child’s yearly …

August 2024 Update Read More »

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