2023 will be one of major transition for my family and I. We are moving to a new state, starting new jobs, building a new home and have a new baby. I’m excited and anxious for the future. I wonder what I will look back on in this post in one, five and ten years …
Another solid month of paying down debt and investing. We made a property tax payment so my credit card bill was a bit bigger this month. I would like to eventually break down my expenses into a budget/categories but with building a house and being in transition, our expenses are so variable, I will probably …
Here is a spending update for this month. Thankfully was a low spending month for us, I was working a lot of extra shifts which means little time for play and spending. I’m upping my federal tax contributions so my paychecks were down a bit. I need to make sure I hit the safe harbor …
Well, I think September 2022 is a month we all wish we could forget as far as the stock market goes. The S+P 500 dropped more than 9 percent and it hurts. This month, I received my biggest bonus check ever and continue to plow it into the stock market and debt pay down. We …
I began tracking my net worth around the time I started residency in 2016 with around 20k. I had some money in a Roth IRA my dad started as a kid and started putting a few hundred dollars monthly into my residency 401k. I made around 60-70k during those years. I began working as an …
I graduated medical school in 2020 with approximately 234k in federal student loan debt @ about 6% and 24k in private loans from my medical school (5%), totaling around 258k. By the time I graduated in 2020, they had peaked to around 281k. (I made minimum payments and sometimes extra payments on them.) I made …
Six Times: Why I kept refinancing my Student Loans Read More »
This is somewhat of a mid to late year 2022 summary as I began documenting my financial journey. I am an emergency physician two years out of residency and documenting my journey to pay down debt, build wealth but at the same time find time to live a more balanced and happy life. My personal …