February was another busy month of work but overall everything is going well. I’m having trouble keeping a simple budget as we continue to have several large one time expenses as we plan to move into our house something this month (March 2023!). I finally bought H+R Block and plugged in my taxes and oh …
Well we have officially moved to Florida and I’ve started my new job and hoping to close on our house in the next month or so. Lots of big bills and expenses were due this month. I spent more money this month than I have in my life for sure. Thankfully many of these are …
Well 2022 has come and gone. There were many highs and lows and was definitely a year of transition. We decided to sell our house, quit our jobs, move across the country, build our dream home on the water and had a son. It was definitely a great year for income and a terrible year …
2023 will be one of major transition for my family and I. We are moving to a new state, starting new jobs, building a new home and have a new baby. I’m excited and anxious for the future. I wonder what I will look back on in this post in one, five and ten years …
Another solid month of paying down debt and investing. We made a property tax payment so my credit card bill was a bit bigger this month. I would like to eventually break down my expenses into a budget/categories but with building a house and being in transition, our expenses are so variable, I will probably …
Here is a spending update for this month. Thankfully was a low spending month for us, I was working a lot of extra shifts which means little time for play and spending. I’m upping my federal tax contributions so my paychecks were down a bit. I need to make sure I hit the safe harbor …
Well, I think September 2022 is a month we all wish we could forget as far as the stock market goes. The S+P 500 dropped more than 9 percent and it hurts. This month, I received my biggest bonus check ever and continue to plow it into the stock market and debt pay down. We …
I began tracking my net worth around the time I started residency in 2016 with around 20k. I had some money in a Roth IRA my dad started as a kid and started putting a few hundred dollars monthly into my residency 401k. I made around 60-70k during those years. I began working as an …
I graduated medical school in 2020 with approximately 234k in federal student loan debt @ about 6% and 24k in private loans from my medical school (5%), totaling around 258k. By the time I graduated in 2020, they had peaked to around 281k. (I made minimum payments and sometimes extra payments on them.) I made …
Six Times: Why I kept refinancing my Student Loans Read More »
This is somewhat of a mid to late year 2022 summary as I began documenting my financial journey. I am an emergency physician two years out of residency and documenting my journey to pay down debt, build wealth but at the same time find time to live a more balanced and happy life. My personal …